Chemcel is now partnering with Groundwork Card

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Chemcel Federal Credit Union Card

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New Card. Same Chemcel FCU Values.

A new Chemcel Groundwork Visa card is coming. Your balance and credit limit on your old card will automatically transfer to your new card. Activate your new card on or after September 21, 2026, then update recurring merchants and manage your account online or in the app.

Log into your account

What to Expect Next

  • August 30, 2026
    Final statement for your current account. A final statement will reference your previous account number and activity through August 30, 2026.
  • Early September 2026
    New plastic is on the way. Watch for your new Chemcel Groundwork Card in the mail with activation instructions and rewards information, if applicable.
  • September 21, 2026
    Activate your new card. Your old card will no longer be available after September 20, 2026.

What You Can Do

  • Confirm your contact info.
    Make sure your email, phone, and mailing address are current.
  • Register online
    Visit portal.groundworkcard.com to make payments, review monthly billing statements, view transactions, and enroll in eStatements.
  • Move payments after activation
    Update recurring merchants with your new card number and re-enroll AutoPay if you use it.

Top Questions

  • Do I need to apply?
  • When can I activate it?
  • What transfers to the new card?

Register your Chemcel Groundwork Card Account

Already have a Chemcel Groundwork Card? Register for online access to manage everything in one place, view transactions, download statements, make payments, and enroll in Autopay.

Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

Credit Cards

Groundwork Visa® Rewards Plus

  • Earn 1.25 points per $1²
    on everyday purchases

  • No annual fee¹

  • 0% foreign transaction fees¹

  1. Groundwork Card Terms and Conditions

  2. Rewards Disclosure

  3. Guide To Benefits

  4. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  5. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Groundwork Visa® Rewards

  • Earn 1 points per $1² 
on everyday spending

  • No annual fee¹

  • Redeem points for
travel, merchandise, or statement credits

  1. Groundwork Card Terms and Conditions

  2. Rewards Disclosure

  3. Guide To Benefits

  4. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  5. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Groundwork Visa® Select

  • No annual fee¹

  • Built for value if you may
carry a balance

  • Schedule recurring payments for
ease of mind

  1. Groundwork Card Terms and Conditions

  2. Guide To Benefits

  3. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  4. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Groundwork Visa®

  • No annual fee1

  • Automatic credit line reviews

  • Easy payments with 
Autopay + online access

  1. Groundwork Card Terms and Conditions

  2. Guide To Benefits

  3. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  4. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Groundwork Visa® Builder

  • $300 credit line1

  • Reports to major credit bureaus4

  • Tap to Pay quickly, conveniently.

  1. Groundwork Card Terms and Conditions

  2. Guide To Benefits

  3. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  4. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Groundwork Visa® Secured

  • Set your own Credit Limit (min $300)1

  • Reports to major credit bureaus4

  • 0% foreign transaction fees1

  1. Groundwork Card Terms and Conditions

  2. Guide To Benefits

  3. Visa® and the Visa brand marks are registered trademarks of Visa International Service Association.

  4. Cardholders who keep their balances low and pay their credit card bill by the due date each month typically see an increase in their credit score. Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Download Chemcel Groundwork Card App

Download the Chemcel Groundwork Card App to manage your account from anywhere, check your balance, review transactions, make a payment, and set up Autopay in just a few taps.

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